APRA CPG 234 & CPS 230 Aligned

Cyber Insurance Risk
Quantification for
APRA-regulated Entities

Model your cyber exposure in AUD. Generate structured underwriting submissions. Benchmark controls against APRA CPG 234. Close your coverage gap.

PML
Probable Maximum Loss
ALE
Annual Loss Expectancy
0โ€“100
Control Score
$AUD
Coverage Gap

Everything your team needs

From initial risk profiling through to a broker-ready underwriting submission.

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Quantified Risk Metrics

Calculate PML, ALE and SLE using FAIR methodology calibrated to Australian incident data from the ACSC and Verizon DBIR.

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APRA CPG 234 Controls

Score your security controls against APRA CPG 234 benchmarks โ€” MFA, EDR, SIEM, IR plans, backups โ€” and see how they move your premium.

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AI Underwriting Reports

Generate structured cyber insurance submissions ready for underwriters, referencing your quantitative metrics and APRA CPS 230 obligations.

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Coverage Gap Analysis

Compare your current policy limit against your modelled PML. See sub-limit recommendations and exclusion negotiation points.

How it works

Four steps from onboarding to underwriting submission.

01

Risk Profile

Enter your organisation details โ€” industry, revenue, employees, cloud dependency and critical systems.

02

Control Assessment

Score 12 security controls including MFA coverage, EDR, SIEM and incident response plan maturity.

03

Loss Scenarios

Model specific attack scenarios: ransomware, BEC, data breach. Each scenario produces AUD-denominated loss estimates.

04

Underwriting Report

Generate an AI-authored report with quantitative metrics, coverage recommendations and APRA compliance notes.

Built for Australian compliance

InsuranceIntel references APRA prudential standards throughout every output.

APRA CPG 234 โ€” Information Security

Guidance on information security for APRA-regulated entities. InsuranceIntel scores your controls directly against CPG 234 benchmarks and shows how each gap affects your modelled loss exposure and premium estimates.

APRA CPS 230 โ€” Operational Risk

Mandatory operational risk management for banks, insurers and superannuation funds. Every generated underwriting report includes a dedicated CPS 230 compliance section covering cyber incident response, BCP and third-party risk controls.

Ready to quantify your cyber risk?

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